Upon starting a family and experiencing the happiness that children can bring, the associated additional costs and the resulting negative impact on family finances soon make themselves noticed. Raising kids is an expensive venture! The impact is particularly felt when one of partners decides to spend more time at home, foregoing the income from full time employment. Many families become preoccupied with making ends meet for the short term - at the expense of longer term goals. In the long run, a sizeable capital base is required to fund a child’s development from before birth to the point at which he/she becomes financially independent. To compound the matter, inflation and a retreating government are continually eroding the means to finance families. As part of your personal financial plan, Sky Unlimited will review your current study savings plan and determine together with you, based on your personal view and expectations for the future, whether a new plan or a repair plan is needed. Sky Unlimited will ensure that any repair plan or additional savings plan will fit seamlessly in your cash flow plan